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Related publications in this research area
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Why misconduct affecting a benchmark does not automatically invalidate contracts formed by parties outside the infringement.
Why a variable-rate loan clause should seek to track relevant market borrowing costs over time.
What happens to a loan when its agreed reference rate ceases to exist, and how contractual fallback clauses operate.
An analysis of Spanish IRPH litigation and the interaction between market pricing and EU consumer law.
Revisits the role of IRPH as a market-related reference rate and questions simplistic comparisons of index values.
A systematic study of IRPH reference rates, their incorporation into bank loans and the legal questions they raise.
Doctoral research on interest-rate benchmarks in bank loans, focused on the operation and legal treatment of IRPH.
An analysis of the information and transparency requirements for mortgage clauses linked to IRPH indices.