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How market-rate information may help mortgage borrowers compare offers, reassess existing loans and overcome inertia, with reference to Chilean reforms.
Examines the boundaries of judicial control of interest rates and the distinction between price comparison and unfairness.
An analysis of Spanish IRPH litigation and the interaction between market pricing and EU consumer law.
Revisits the role of IRPH as a market-related reference rate and questions simplistic comparisons of index values.
A systematic study of IRPH reference rates, their incorporation into bank loans and the legal questions they raise.
An analysis of the information and transparency requirements for mortgage clauses linked to IRPH indices.